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| Summary You receive 0% introductory interest on balance transfers, then 11.9% APR variable. Marbles's Safe Shopping Promise gives you protection when shopping on the Internet-- from fraudulent use of your card or the card number. You're covered. Online account management is also excellent. We recommend this card for its 0% introductory interest on balance transfers and its relatively low interest rate on purchases. |
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| Card Details | ||
| Card Name: | Marbles MasterCard | |
| Card Issuer: | HFC Bank Plc | |
| Card Type: | MasterCard | |
| Exclusive Features: | 0% intro interest on balance transfers and purchases for 6 mos. | |
| Annual Fee: | £0 | |
| Available Credit Limit: | Up to £10,000 | |
| Free Additional Card(s): | Yes | |
| 24 Hour Service: | Yes | |
| Eligibility | ||
| Minimum Age | 21 | |
| Minimum Income | £5500 | |
| Status | Residents of the UK or Channel Islands, subject to status and conditions. | |
| Interest Rates | ||
| Introductory Rate Purchases | N/A | |
| Introductory Duration | 6 months | |
| Standard Rate Purchases: | Typical 11.9% APR (variable) | |
| Standard Rate Cash: | Typical 13.9% to 25.7% | |
| Balance Transfer Rate: | 0% | |
| Balance Transfer Duration: | 6 months | |
| Balance Transfer Scheme: | Balance transfer cheques returned unpaid will be charged at £20.00 per cheque. Interest on balance transfers is charged from the date of the transfer (i.e.) there is no interest-free period. | |
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| Cashback & Loyalty Rewards | ||
| Cashback Percentage: | N/A | |
| Loyalty / Reward Scheme: | None. | |
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| Benefits and Discounts | ||
| Benefit Notes: | -
Choice of four card designs. - The first change of statement date is free of charge. - Discounts on holidays with Marbles Travel Club. - Manage your account online. - Safe Shopping Promise protects you from fraud on the internet. - Internet Delivery Insurance protects your online purchases. - Discounts on goods from Marbles Shopping Partners: Books, games, gifts, home & garden, movies, music and travel. |
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| Discounts for Card Holders on: | Hotels
-- No Travel -- Yes Dining -- No Car Hire -- No Other -- Yes |
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| Interest on Credit Balances: | No | |
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| Insurances and Protection | ||
| Card Protection: | £16 for one year or £39 for three years' cover. | |
| Payment Protection: | 79p per £100 of outstanding balance | |
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| Cash and Cheque Advances | ||
| Cash Withdrawal Fee: | 1.75% | |
| Minimum Charge: | £2.50 | |
| Cash Advance Notes: | Interest
on cash advances is charged from the date of the advance (i.e.) there is
no interest-free period. There is a handling fee of 1.75% of the value (minimum
fee £2.50) for all cash advances. |
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| Withdrawal Limit (UK ATM): | £200 per day | |
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| Repayment Conditions | ||
| Interest-Free Period: | 52 days | |
| Minimum Monthly Payment: | The greater of 2.00% or £5.00 | |
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| Charges | ||
| Annual Fee: | No | |
| Late Payment: | £25 | |
| Exceeding Credit Limit: | £25 | |
| Returned Payment: | £20 | |
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| General | ||
| General Notes: | You must use the card and/or the account at least once in each complete period of 6 months from 1st January to 30th June inclusive and from 1st July to 31st December inclusive, in each calendar year while the account is open, for a transaction, cash advance or balance transfer or have paid interest in respect of the same for your use of the card and/or the account in such a period. | |
| Apply now | ||
| BACK
TO SUMMARY REVIEWS PAGE Notice: We exercise due diligence to make periodic updates of the details of the cards we review, but card providers have the right to change terms and conditions without notice. Always read the published Terms and Conditions of the credit card issuer for the full and final details before you enter into a contract. |
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